Being disabled can be expensive. 

The great news is that Social Security Insurance (SSDI) benefits have risen by 8.7 percent. We at Marken Law will explore how much money you can make on SSDI benefits this 2023.

This year, you can make up to $1,430 (or $2,60 if you’re blind) monthly on SSDI. If you make more money than that, the SSA (Social Security Administration) will identify you as having Substantial Gainful Activity.

What is Substantial Gainful Activity, and How Does it Affect Your SSDI Benefits?

Substantial Gainful Activity (SGA) is the limit for SSDI. SSA will identify you to have SGA if you earn more than $1,430 (or $2,60 for the visually impaired) monthly. This limit means SSA has marked you as independent enough to make a living without needing benefits. 

How Much Money Can You Earn on SSDI?

Now that we have clarified how much you can make with SSDI let us answer how much you can earn.

The SGA does not include income streams that are not directly from employment. These income streams include investments, your spouse’s income, and other assets. 

For example, you earn below $1,470 as a contractual freelancer with a disability. But you have added financial support from your monthly dividends. SSA will not count those dividends. They will only consider your wages as a contractual freelancer. They will then qualify you for SSDI benefits. 

Can You Still Receive my SSDI Benefits if my Income Surpasses the SGA?

Yes, you can still receive your SSDI benefits within a Trial Work Period. This period is the first nine mounts you earn above the SGA amount. 

The Trial Work Period only counts the months you earned above SGA. You can subtract expenses related to your disability from your earnings to determine your monthly income.

If you earned $1,500 a month and paid $35 for monthly adaptive equipment, your actual earning is $1,465. Therefore, you will not enter the Trial Work Period.

However, what if you get a raise and earn $1,600 for one month? After you pay $35 for your monthly adaptive equipment, you will still have $1,565. That is more than the SGA limit. Your income then counts as one month of the Trial Work period. 

But if your income drops below $1,470, it will not be counted as another month of the Trial Work Period.

If you have worked for nine months above the SGA, you will continue receiving your SSDI. However, when the trial work period ends and you still earn above the SGA, the SSA will consider you no longer disabled, and your SSDI payments will stop.

What Other Reasons Your SSDI Benefits might Stop?

There are other scenarios when your SSDI benefits discontinue. For example, some scenarios related to the age limit:

• You reach retirement age at 66 and are eligible for social security retirement benefits instead.
• Suppose you receive benefits as a dependent under 18 with your parents in receipts. Once you turn 18, the benefits may stop.

Another factor when your SSDI benefits may change is if you get incarcerated:

• Your SSDI benefits will cease after 30 days of jail time if imprisoned. The good news is that it will continue a month after your release. But your case may become different if you participate in a rehabilitation program.
• If convicted of a felony but not incarcerated, your SSDI may cancel. 
• If you’re convicted of a misdemeanor, your benefits may continue unless you are imprisoned for 30 days or more.

How can You Maintain Your SSDI Benefits?

To maintain your SSDI benefits, always maintain contact with the SSA and your doctor. Having as many regular checkups with your doctor as possible will help confirm that you still have a disability. In addition, maintaining contact with the SSA and notifying them of any changes to your circumstances will allow them to instruct you on keeping your benefits.

For example, if you get a job without notifying the SSA first, they may consider you no longer disabled. They will then schedule a re-examination of your SSDI qualifications or cancel your benefits. 

Will the Income Limit for SSDI Affect my SSI? 

While SSDI is based on disability and work credits, Social Security Income (SSI) is based on age or disability with limited income and resources.

The answer will vary from person to person. Whether you qualify for SSD and/or SSI will depend on the nature of your disability and income. We advise you to qualify and find out rather than never trying at all. But let’s look at it numerically for now.

While the income limit for SSDI is $1,470 monthly (with some income streams excluded from the SGA), it can be different for SSI.

To qualify for SSI, you must earn less than $794 monthly. For SSI, some assets may count as monthly income, and some may not. 

You are probably thinking, “If I earn below $1,470 a month but more than $794 a month, then does that mean I can keep my SSDI benefits but not my SSI benefits?”

The answer once again depends on the state of your disability and income. Try to qualify for the SSA to find out. 

Do I Qualify for SSDI and SSI Benefits?

SSDI benefits have increased by 8.7% this 2023. This is excellent news for people with disabilities who needs government support. However, it would help if you strengthened your case to qualify for SSDI and SSI benefits. An advocate can make a difference in qualifying for the benefits you need. 

Here at Marken Law, we present our clients’ cases and file the paperwork. Schedule a consultation to get the benefits you deserve.

To learn more, please check out -

Many businesses will have to search for office space for rent at some point. There’s a different approach to looking through never-ending classifieds in order to locate commercial real estate for lease or commercial office space for lease in the area.

How To Rent Commercial Office Space It’s important to know the market you are in and the steps required to make sure that you find the right office space for rent,prevent errors,and work out the best deal possible as the procedure for locating area and negotiating a commercial rent might be a long and complicated procedure.

#1 Think Regarding Acquiring Help From A tenant agent. Leasing or buying commercial property is completely distinctive from your common real-estate experience buying a home. Hopefully,you won’t need to rent office area frequently,precisely the same with rent renewals. But when you do need to,a good idea is to think about the expertise of your own commercial broker; a certified office tenant representative. These are commercial brokers who focus on standing for tenants,not property owners. They’re adept at relationship building and must know how to integrate the needs of tenants,property owners,and renting brokers into agreed-upon offers. Landlord representatives should have a thorough expertise of tenant demographics,occupancy prices,renting prices,and industry developments. A great tenant representative can also be able to produce the leverage required at the start of the process to enhance your position during the negotiation phase.

#2 Figure out Your Requirements It is advisable to fully fully grasp your company’s current and long term needs. Bear in mind most rents are 3-5 years long so it is crucial that you do your best to plan and budget appropriately. In this assessment figure out the ideal growth needs,location,budget,timeline,and size.

#3 Search for Space If you are like most businesses,you likely don’t search often,making the process every one of the more challenging. The growth of online commercial property resources has resulted in a dramatic change in the way businesses seek out area. Try using an online search tool which has a helpful user-interface which has in depth listings to look your area for small company office spaces for lease and for rent. Search for a search function which could filter by property types which includes office,industrial,retail,among others. As our lives move increasingly more online,the appeal of commercial property search resources like will continue to draw tenants to check out properties online. Even so,no online search tool can rival the deep market knowledge,connections and experience that A tenant agent can offer. They are going to help businesses like yours in the search,selection,negotiation,and occupancy of commercial offices,warehouse area,and retail area for rent.

#4 Send out Recommendations to Landlords By now you have shrunken it down to the spaces that meet your ideal size,location,and budget. Now it is time to send out recommendations to the property manager agents. Don’t place all your eggs in one basket,specifically in a hot market. Ideally you want to send out at least 2-3 recommendations. This enables you to make the property owners contend for your tenancy,but also offers you back ups in case one area gets rented to a new renter. If you’re renting commercial area by yourself then you will need to draft the recommendations. Or else if working together with a tenant agent then they’re going to draft them on your behalf.

#5 Analyze the Recommendations In case you take on a tenant agent they’re going to help put together an analysis of the property manager recommendations that you get back. The goal is to complete a comparison of the various rent conditions and you will need to structure this analysis within a method which makes them easy to evaluate. Landlords will put together rent recommendations for potential tenants and discuss deal conditions with tenants or their brokers. The best real estate recommendations have one typical trait – they’re seriously personalized to suit you,the customer whose company they wish to win. You will need to work together with your tenant rep if you appointed one,and your legal counsel to barter and enhance company and legal conditions and put together recommendations and counter-proposals. Be ready for some hard work at this phase as the rent will likely be a long one and not very easily changed once initially arranged.

#6 Work Out The Bargain By now you need to have all the details you need to intelligently discuss fundamental deal points along with the lease agreement. In order to make sure that you end up with the smallest rent price and best conditions possible,you or your broker in conjunction with your attorney will discuss with the property manager and the landlord’s attorney. The landlord’s attorney will draft a rent for you to accept,once everyone confirms on the fundamental conditions and terms.

#7 Build Out & Transfer Once the rent is authorized now you might start the procedure for building out the area as needed. If you have a tenant agent they’re going to be able to recommend vendors such as architects,contractors,phone and data cablers,etc.

WATCH YOUR CREDIT ENHANCE IN 60 DAYS

Our credit repair service restores your credit quick so you can get approved for a finance or home mortgage earlier than you could believe.

Inch more detailed toward your excellent credit objective everyday

See credit enhancements on-line, in real time 24/7

Discover what the top 3 firms claim concerning your credit

Make the most of our unmatched fulfillment guarantee

THE BEST CREDIT REPAIR SERVICES IN Kansas City, Missouri TO OBTAIN YOU AUTHORIZED QUICK

Work with a reputable credit repair firm

Check for mistakes and inaccuracies

Get your credit history climbing quick

A reduced credit score can conserve you from borrowing kid support or securing great financing rates. Budget-friendly credit repair services in Kansas City, Missouri can help you enhance your credit report. The Best Credit Repair Inc Kansas City staff will undertaking upon your part to approve you a solid track record for your future.

Kansas City Best Credit Repair Website is for people that are wanting to challenge negative products on their financial reports for an exact and fair accountancy of their creditworthiness. Although business will certainly push that they giveinstant credit repair services in Kansas City, Missouri or quick credit repair services in Kansas City, Missouri, it does take some period to actually repair your credit history. Some financial institutions will keep reporting unfavorable items until somebody takes the effort to continuously follow through.

Your credit report is based upon several alternative components, however each element that goes into your score needs to be ideal. Financial institutions that explain negative balances to your account are required to proclaim the product that is being reported. If they can not, the item has to be gotten rid of from your record, therefore enhancing your score. Inquire about affordable Best Credit Repair in Kansas City MO that, although cost-effective, can however supply you with recommendation in tough as well as contesting questionable things on your monetary credit report.

It takes a significant technique to your credit to in fact make points right. When your credit score improves, you must be work hard to resolve anymore issues that turn up. The top credit repair services in Kansas City, Missouri, must keep watching your financial standing to reconcile unfavorable things as they occur. It may take a couple of months to get your credit rating as much as where you can get better loans with good rate of interest, but it is worth the work.

Can -  Eliminate Hard Inquiries?

There are numerous methods to challenge tough questions from your credit ranking reports. One is by going through conflict unmodified as well as inspiring products. This could obtain rid of things that:

You really did not accredit

You were not acquainted with

The number of interest-bearing account marks was greater than you anticipated

You were not Definite what you were authorizing taking place for

Troublesome queries frequently live upon your credit bank account for 2 years. If you wish to attempt to eliminate them previously, you can send an inquiry deletion need letter to each of the significant credit bureaus.

You can similarly work with an expert explanation report fix firm to attempt to remove them in your place. None of these options are guaranteed. If a cost effective credit solution business in Kansas City, Missouri assures that it can remove difficult inquiries or any kind of kind of numerous other specific information from your public documents, you might be setting yourself taking place for a relation ranking repair scams. Stay clear of these kinds of credit repair firms in Kansas City, Missouri.