Being disabled can be expensive. 

The great news is that Social Security Insurance (SSDI) benefits have risen by 8.7 percent. We at Marken Law will explore how much money you can make on SSDI benefits this 2023.

This year, you can make up to $1,430 (or $2,60 if you’re blind) monthly on SSDI. If you make more money than that, the SSA (Social Security Administration) will identify you as having Substantial Gainful Activity.

What is Substantial Gainful Activity, and How Does it Affect Your SSDI Benefits?

Substantial Gainful Activity (SGA) is the limit for SSDI. SSA will identify you to have SGA if you earn more than $1,430 (or $2,60 for the visually impaired) monthly. This limit means SSA has marked you as independent enough to make a living without needing benefits. 

How Much Money Can You Earn on SSDI?

Now that we have clarified how much you can make with SSDI let us answer how much you can earn.

The SGA does not include income streams that are not directly from employment. These income streams include investments, your spouse’s income, and other assets. 

For example, you earn below $1,470 as a contractual freelancer with a disability. But you have added financial support from your monthly dividends. SSA will not count those dividends. They will only consider your wages as a contractual freelancer. They will then qualify you for SSDI benefits. 

Can You Still Receive my SSDI Benefits if my Income Surpasses the SGA?

Yes, you can still receive your SSDI benefits within a Trial Work Period. This period is the first nine mounts you earn above the SGA amount. 

The Trial Work Period only counts the months you earned above SGA. You can subtract expenses related to your disability from your earnings to determine your monthly income.

If you earned $1,500 a month and paid $35 for monthly adaptive equipment, your actual earning is $1,465. Therefore, you will not enter the Trial Work Period.

However, what if you get a raise and earn $1,600 for one month? After you pay $35 for your monthly adaptive equipment, you will still have $1,565. That is more than the SGA limit. Your income then counts as one month of the Trial Work period. 

But if your income drops below $1,470, it will not be counted as another month of the Trial Work Period.

If you have worked for nine months above the SGA, you will continue receiving your SSDI. However, when the trial work period ends and you still earn above the SGA, the SSA will consider you no longer disabled, and your SSDI payments will stop.

What Other Reasons Your SSDI Benefits might Stop?

There are other scenarios when your SSDI benefits discontinue. For example, some scenarios related to the age limit:

• You reach retirement age at 66 and are eligible for social security retirement benefits instead.
• Suppose you receive benefits as a dependent under 18 with your parents in receipts. Once you turn 18, the benefits may stop.

Another factor when your SSDI benefits may change is if you get incarcerated:

• Your SSDI benefits will cease after 30 days of jail time if imprisoned. The good news is that it will continue a month after your release. But your case may become different if you participate in a rehabilitation program.
• If convicted of a felony but not incarcerated, your SSDI may cancel. 
• If you’re convicted of a misdemeanor, your benefits may continue unless you are imprisoned for 30 days or more.

How can You Maintain Your SSDI Benefits?

To maintain your SSDI benefits, always maintain contact with the SSA and your doctor. Having as many regular checkups with your doctor as possible will help confirm that you still have a disability. In addition, maintaining contact with the SSA and notifying them of any changes to your circumstances will allow them to instruct you on keeping your benefits.

For example, if you get a job without notifying the SSA first, they may consider you no longer disabled. They will then schedule a re-examination of your SSDI qualifications or cancel your benefits. 

Will the Income Limit for SSDI Affect my SSI? 

While SSDI is based on disability and work credits, Social Security Income (SSI) is based on age or disability with limited income and resources.

The answer will vary from person to person. Whether you qualify for SSD and/or SSI will depend on the nature of your disability and income. We advise you to qualify and find out rather than never trying at all. But let’s look at it numerically for now.

While the income limit for SSDI is $1,470 monthly (with some income streams excluded from the SGA), it can be different for SSI.

To qualify for SSI, you must earn less than $794 monthly. For SSI, some assets may count as monthly income, and some may not. 

You are probably thinking, “If I earn below $1,470 a month but more than $794 a month, then does that mean I can keep my SSDI benefits but not my SSI benefits?”

The answer once again depends on the state of your disability and income. Try to qualify for the SSA to find out. 

Do I Qualify for SSDI and SSI Benefits?

SSDI benefits have increased by 8.7% this 2023. This is excellent news for people with disabilities who needs government support. However, it would help if you strengthened your case to qualify for SSDI and SSI benefits. An advocate can make a difference in qualifying for the benefits you need. 

Here at Marken Law, we present our clients’ cases and file the paperwork. Schedule a consultation to get the benefits you deserve.

To learn more, please check out -

If you love preparing seafood dishes, then you’re going to love cooking with catfish! Catfish are a great option if you’re looking for a meaty fish that is also low in fat. In fact, many of the recipes in this roundup call for just a couple of tablespoons of oil, which is a big reduction in fat and calories when compared to other seafood options.

Foil-Baked Lemon Catfish
In this recipe, lemon juice and zest are used to give the catfish a delicious citrus flavor. The fish is then foil-baked, which gives it a crispy texture and a juicy, tender interior. stuff catfish recipe

Crispy Southern Fried Catfish
This dish is perfect for anyone who loves fried seafood. Southern Fried Catfish is made by coating the fish in a mixture of breadcrumbs, salt, and pepper. Then, it’s deep-fried until golden and crispy.

Adobong Hito
This dish is made with adobo sauce, which is a popular Filipino sauce. Adobo sauce is made from a mixture of soy sauce, vinegar, and spices, and it is used to flavor many dishes, including this fish dish.

Baked Catfish With Herbs
This recipe is perfect for those who love seafood but don’t want to spend a lot of time cooking it. The fish is baked in a delicious herbed sauce, which gives it a wonderful flavor and a crispy texture.

Blackened Catfish
This is a great recipe for those who love the taste of blackened fish. The fish is coated in a mixture of oil, spices, and salt, then it’s set over an open flame to get that delicious blackened flavor.

Grilled Catfish Filets
This recipe is perfect for those who love grilled seafood. The fish is grilled until it is a delicious golden brown and crispy, and then it is served with a delicious herb butter.

Catfish Nuggets
These catfish nuggets are made by deep-frying the fish until it is a delicious golden brown and crispy. They are then served with a delicious dipping sauce.

Grilled Blackened Catfish With Cilantro-Lime Butter
This dish is perfect for those who love the taste of blackened fish. The fish is coated in a mixture of cumin, chili powder, and black pepper, then it’s set over an open flame to get that delicious blackened flavor.

Broiled Catfish With Fresh Thyme, Garlic, & Lemon
This is a great recipe for those who love the taste of broiled seafood. The fish is broiled until it is a delicious golden brown and crispy, and then it is served with a delicious herb butter.

Crawfish Étouffée Over Baked Cajun Catfish
This dish is perfect for those who love Crawfish Étouffée. The Crawfish Étouffée is made by cooking the Crawfish in a delicious Creole sauce, and then it is served over a baked Cajun catfish.

Southern Pecan Catfish
This recipe is perfect for those who love Southern cuisine. The catfish is coated in a mixture of flour, salt, and pepper, and then it is fried until it is a delicious golden brown and crispy. https://smallrecipe.com/stuffed-catfish-recipe/

Beer Battered Catfish
This recipe is perfect for those who love the taste of beer battered fish. The fish is battered in a mixture of flour, salt, and spices, and then it is fried until it is a delicious golden brown and crispy.

Vietnamese Braised Fish In Clay Pot
This recipe is perfect for those who love Vietnamese cuisine. The fish is braised in a delicious Vietnamese sauce, and then it is served over a bed of rice.

Chile-Lime Catfish With Corn Saute
This recipe is perfect for those who love the taste of catfish. The catfish is marinated in a delicious lime sauce, and then it is cooked in a corn saute.

Catfish Cakes
This recipe is perfect for those who love seafood but don’t want to spend a lot of time cooking it. The fish is mixed with egg, breadcrumbs, and spices, and then it is formed into cakes.

Spicy Oven Fried Catfish
This recipe is perfect for those who love the taste of Spicy Oven Fried Fish. The fish is coated in a mixture of cornstarch and spices, and then it is fried until it is a delicious golden brown and crispy.

Seafood Gumbo
This recipe is perfect for those who love seafood gumbo. The gumbo is made by combining a variety of seafood, including catfish, shrimp, and crab.

Sweet & Spicy Cast Iron Catfish
This recipe is perfect for those who love the taste of cast iron. The fish is coated in a mixture of cornstarch and spices, and then it

What Is The Need For A Construction Site Lawyer

“On a construction site, there are many worst-case circumstances that can play out. It’s a scary idea for any website owner and building and construction firm to consider.

These instances can turn into multi-million-dollar suits that can bankrupt your building and construction organization. This alone is more than enough reason to hire a construction accident legal representative to prepare your agreements.

There has to be provisions that suggest the threats of a project and the responsibility of all celebrations involved. For instance, who’s responsible for paying the costs of injuries and property damage in the event of a mishap?

This is also why your construction company must have proper liability insurance and worker’s payment protection. But what’s even more important is having security standards in place that your workers follow.

Tragically, countless employees are hurt and hundreds are killed on building sites in the U.S. each year. As Chicago personal injurylawyers, we understand the vital importance of office security.

In the following guide, we’ll cover the leading tips you can utilize to keep your building and construction website safe.

Learn more: Levi Law lawyers

Why A Construction Site Lawyer Is Important

Give Security Training to All of Your Workers

Prior to a brand-new employee sets foot on any of your building websites, they must receive safety training. The training must discuss office safety requirements and common dangers on various job sites.

Training should include proper lifting methods to prevent back injuries. Then, there should be security policies staff members need to check out before the start of a brand-new website. Make certain no workers operate devices they’re not trained or qualified to use.

In the event of an accident, your workers need to know the treatment to utilize and the name and location of emergency treatment responders to get in touch with. Remember: safety training isn’t a one-time thing. It’s an ongoing effort to ensure all employees know and keep in mind all of the policies and procedures.

The last thing you want to have to do is employ a building accident legal representative for a pending suit.

Have Team Security Meetings Often

The frequency of these security meetings will depend upon your particular building firm. For instance, some companies need to have these meetings daily when there’s high-risk work being performed.

In this case, advise your employees to stay focused and address pertinent problems. It’s more motivating when the information offered are real-life and job-specific.

Make Workers Use Protective Clothing and Gear

Your top concern as a building and construction entrepreneur is to ensure the security of your employees. The best method to do this is to have them consistently wear protective clothing and equipment.

This consists of high-visibility clothes, hard hats, steel-toed boots and t-shirts that protect versus UV rays. Wearing a yellow hardhat is not a style declaration, but it might save your life.

Without that construction hat and steel toe cap boots, you’re putting yourself at terrific threat on a construction site. Anyone not using the recommended protective wear shouldn’t be enabled on the construction website.

This way, you can avoid prospective injuries, claims and the requirement to hire a building accident attorney.

Preserve Clean Workspaces

While constructing a brand-new structure, it’s important to have a clean-up team. This will guarantee walkways are without debris, spills and tools, so nobody slips and falls. It’s also a good idea to teach your employees good cleaning practices.

Have them preserve a clean area at all times.

Frequently Examine Tools and Devices

Malfunctioning devices can provide a severe hazard to workers and anybody else on or near the building and construction site. It’s best to inspect your tools and equipment on a regular basis. Accidents can occur, such as employees being pinned by heavy malfunctioning equipment.

Then, there are cases where employees end up losing fingers, toes and limbs because of faulty tools. In worst case circumstances, some business end up with a wrongful death claim they need to work with a building mishap lawyer for.

Avoid workers from using any gear including broken parts or incorrect functions.

Implement Fall Protection Systems

Among the leading reasons for fatalities on building sites is because of falls. In order to secure your employees from fatal injuries, it’s best to set up fall defense systems. For example, you can install guardrails, screens, canopy structures, toe boards and nets.

Also, scaffolding works for preventing falls. Just ensure it’s correctly installed so that it holds the desired weight load. It is very important to examine scaffolds routinely too.

Make sure the scaffolds have actually been inspected by a skilled individual and never deal with one that does not have a strong platform or base. Check any ladder thoroughly before using it and if any part of it is wobbly, don’t utilize it.

Run Threat Assessments Per Job Website

Each building and construction site is various and features its own separate risks. The safety pointers you offered to workers for the last building and construction website may not work for the new site.

Risk assessments will assist you recognize uncommon risks, so you can caution your staff members ahead of time. Then in your crew meeting, ensure your workers get all the crucial info, education and training to handle the task safely.

Management should have prepared a security plan to deal with on-site emergency situations. Employees need to have some standard emergency treatment understanding to handle injuries that happen.

Usage All Devices for its Intended Function

It’s not uncommon for construction workers to use equipment and tools in jobs they’re not prescribed for. Ensure all of your employees understand how to operate all gear based on the instructions of the manufacturer.

Misusing tools and equipment will increase the possibilities of somebody getting hurt. Likewise, the devices ought to satisfy the requirements of OSHA.”