Decks can add value to your house, but their maintenance and repairs can be costly. It`s important to understand the cost of different types of projects if your deck needs repair.

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The size of the deck, the type of materials it`s made from, and how much work is needed all affect the price of a repair project.

Deck Posts

Deck posts are a crucial part of your outdoor living space, and they often play an integral role in the function and aesthetic of your deck. However, they can rot quickly when water infiltrates them and causes them to break down from the inside out.

Replace your deck posts immediately if you notice any signs of rot. If they are not replaced, the rot may spread and damage other parts of your deck posts.

The cost of repairing a post is typically less than replacing it completely. That`s because most of the posts you`ll find are 4×4 or 6×6 stock, pressure-treated lumber from your local home reno store.

Deck Joists

Deck joists play a vital role in the durability and structural strength of your deck. They also help protect the wood from the elements.

When a joist is showing signs of rot, it`s important to repair it as soon as possible. This usually involves sistering a structural member (joist), over the rotten area to strengthen the deck.

It may be necessary, if the damage is severe, to replace the whole joist. You can also replace damaged sections with dimensional lumber that matches the joist. This should bring back the original strength of the structure.

You should always use treated lumber when repairing a section that is rotten. It`s stronger than untreated wood and can withstand the elements for longer.

Deck Footings

Deck footings play a vital role in any deck building project. They spread the weight of a deck across a larger surface area, preventing deck support posts from sinking into the ground under their weight.

When a deck footing is built wrong, it can cause the foundation to heave or collapse, causing serious damage to your home. That damage can be expensive to repair.

Before constructing your deck, survey the soil conditions where your deck will be located and choose a footing type that will best serve your needs. For soft soils, buried post footings may be the best option. Screw piles work better in conditions of hard soil.

If you plan on pouring concrete for your deck footings, check with your local building department to determine the proper size and depth of the poured footing. Consider using a larger base footing if your soil is rocky or soft.

Deck Boards

It`s important to know that deck repairs can vary in price. The type of material used, the extent of the damage, and the complexity of the repair will all play a role in how much you can expect to spend.

The cost of deck repairs can be dramatically affected by the choice of high-quality materials, such as mahogany or redwood. These woods may be more expensive than pressure-treated or cedar lumber, but can last longer and resist rot better.

The most common wood used for decks, however, is southern yellow pine that has been pressure-treated. The wood is treated with chemicals to deter insects, prevent mold and mildew and protect it against rot.

If you`re a veteran or military service member, you may be eligible for a VA loan. These loans offer many great benefits including no PMI and no limit on the amount that you can borrow.

It is important to remember that these benefits have limitations, so it is important to find a lender who specializes only in VA loans.

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No PMI

VA loans are not subject to private mortgage insurance (PMI) like other mortgages. PMI is an extra fee that buyers usually have to pay on conventional mortgages that require a down payment of less than 20%.

The reason VA loans don`t have PMI is that the Department of Veterans Affairs backs these home loans, reducing the risk to lenders.

No down payment and low interest rates are just a few of the benefits that make VA loans a great choice for many homeowners.

You can buy a house with a VA loan. However, you can also refinance an existing non-VA mortgage to a VA loan. There are many types of VA loans available, including a VA Purchase Loan (IRRL), Streamline Refinance, Cash-Out Refinance, and Streamline Refinance.

No Limits on Loan Amounts

If you are a veteran or active-duty service member with full VA home loan entitlement, you can finance as much as your lender will underwrite. These loans are known as VA Jumbo Loans.

The new Blue Water Navy Vietnam Veterans Act eliminated the old guaranty limits on full VA loan entitlements for eligible borrowers. To be eligible for the loan, however, you will still need to meet certain lender requirements.

You may also need to meet additional requirements such as credit score, income and debt-to-income (DTI) ratios. These guidelines can be discussed with your lender.

The conforming loan limit in your county determines the maximum VA mortgage amount. Loan limits in high-cost counties are often higher than those in lower-cost areas.

There are no credit score requirements

Although the VA does not require a minimum credit score to be eligible for loans, individual lenders may. Before making a decision, lenders will examine the complete loan profile of a applicant, including their credit history, income, and debt-to-income ratio.

A good credit score is a key factor in getting approved for a VA Loan. A healthy credit score can help you save money and get a lower interest rates over the life of your loan.

If you have low credit scores, there are steps you can take to rebuild your credit score. These include paying your bills in time and not maxing your credit cards.

You can also improve your credit score by becoming an authorized user of another credit card account. This is a great option for those with bad credit and who want to improve their credit score before applying to for a VA loan.

There is no down payment required

One of the biggest perks of VA loans is that you don`t need to make a down payment. This is a huge selling point because most conventional mortgages require borrowers to come up with a down payment that amounts to at least 20% of the purchase price.

In addition, conventional loans are backed by private mortgage insurance (PMI). This can add hundreds of dollars to your monthly payment.

There are certain situations when you might need to make a downpayment. If the appraised value of the house you are buying is lower than your agreed-upon purchase price, you may be required to make a down payment.

You also might need to make a down payment if you`re buying a property that`s more than the VA loan limit in your county. The amount you`ll need to put down can vary depending on your remaining entitlement, the lender`s rules and other factors. Ask a VA loan officer for assistance if you are unsure about the down payment requirements.

What can I consume during a crisis? Water. It`s not just the water, but the origin of it. During a crisis your body must work extra hard to eliminate the toxins, Want to learn something interesting about bakers and the amount of water that you take in during the day can help with that. There is 1 nutrient that many nutritionists agree is very important during a crisis: Magnesium.

Magnesium assists with the purpose of blood cells and is required to make muscle tissues, including your heart, muscles, and bones. Water is required to transport those nutrients to where they`re required and drinking a lot of water can allow you to do so. Magnesium is found in many foods. The easiest way to gain more calcium into your diet is by eating more legumes and vegetables. It is also possible to take magnesium supplements. Some of these needed nutrients can be hard to find and Check out this article about life some of them cost expensive for regular people

What can I consume during an emergency which will not hurt me? High fiber foods like lentils and legumes can provide a lot of magnesium, while also providing you with fiber. Additionally, poultry and fish are good sources of calcium in addition to whole grains that may not sound so wholesome, but they are able to provide your body with plenty of magnesium to conquer a catastrophe.

What to do if you`re suffering from dehydration

Okay, so what do I eat if I`m suffering from dehydration and can`t drink water? Your body is dehydrated as it loses water via nausea, sweating, or even urine. To re-hydrate yourself take in two to three liters of water per man per hour. Of course this would not be a problem during an emergency, but maintain a jar of water on hand for when you run out.

What can I consume during a crisis that is going to give me energy? If your body is dehydrated, you won`t have much energy to move around or do anything. So you want to replenish the fluids which you lost through dehydration by drinking more water. There are a range of methods to increase the amount of water that you take in every day. You could begin by taking in more water via natural water remedies or you might buy a magnesium supplement to kick start your system.

What can I consume during an emergency? There are plenty of options. Be certain that you maintain your food intake as balanced as possible. You should also replace any medicines you might be taking with magnesium when possible. This way you`ll have plenty of energy when you face your next catastrophe.

We`ve got all heard that during emergencies you need to consume what you could eat. However, what does this imply, and just how important is it really to consume what you could eat during an emergency? Is it not better to have the extra energy than to starve and perish?

Nutrients

As far as food goes, magnesium is one of the most important nutrients that our bodies require. Magnesium helps regulate blood pressure and blood glucose levels, therefore it plays a major part in keeping us healthy. In reality, according to several studies magnesium has been shown to reduce the possibility of heart attacks and strokes. When people start wondering what can I consume during a catastrophe, they should turn into foods that are rich.

Among the main calcium rich foods is green leafy vegetables. Not only do green leafy vegetables contain a lot of carbs (which supply energy) but they`re also high in calcium, which can help supply your body with necessary energy in a catastrophe. Try eating dark greens like spinach, broccoli, broccoli, and kale. Other calcium rich foods include nuts and seeds like sunflower seeds, cashews, almonds, and peanuts. Nuts are high in magnesium and have low levels of calories, which helps balance the number of carbohydrates we consume.

Grains

Cereals, crackers, and breads can also be great sources of calcium. The reason these foods are so good for us is since they`re easily digested and absorbed by our bodies. Other good options are rice and beans, that are also high in magnesium content. You can also have calcium nutritional supplements on hand at any time for an extra boost.

If you have lost your nerve energy or do not feel up to going into the gym to lift weights or take part in workout routines, then you may increase your muscle mass and stamina by eating a meal with carbs after each significant crisis. This can allow you to restore some of your lose energy. Also when picking breakfast, then you need to select something which has a great deal of fiber since this can help regulate your bowel movements which are usually influenced by a catastrophe. A fantastic idea would be having whole grain cereal with fruit and a little glass of milk.

Your body doesn`t necessarily get enough rest in a catastrophe. What can I consume during an emergency which provides your body with the vital nutrients and energy? Water! A lot of people forget to drink during a catastrophe but by drinking a great deal of water that you replenish the body and re-energize. Water is one of the most essential things you are able to ingest since it keeps your body hydrated, that can be necessary during a time of catastrophe.